Auto accident? Insurance will pay? You hurt all over?
Smile!!!!!!!!!!!!! Your hospital bill is $12,000.00 !!!!!!!!!!!!!!!
Now you still have the doctors and clinics to pay also!
Payments you say?
It all has to be paid in one year, so take the full amount and divide it by 12 :)
A limited income and you wanted help?
Well, you do have a broken arm and ribs!